Benefit programs for older adults

LIHEAP Home Energy Assistance

Helps pay heating and cooling bills, and can stop a shut-off in an emergency.

Typically worth $200 – $1,200 a year

Lifeline Phone and Internet Discount

Takes at least $9.25 a month off a phone or internet bill, more on tribal lands.

Typically worth $111 – $411 a year

Arkansas LIHEAP: help paying the heating and cooling bill

How Arkansas runs LIHEAP, who to call, and when applications open.

South Carolina LIHEAP: help paying the heating and cooling bill

How South Carolina runs LIHEAP, who to call, and when applications open.

Louisiana LIHEAP: help paying the heating and cooling bill

How Louisiana runs LIHEAP, who to call, and when applications open.

Illinois LIHEAP: help paying the heating and cooling bill

How Illinois runs LIHEAP, who to call, and when applications open.

Alaska LIHEAP: help paying the heating and cooling bill

How Alaska runs LIHEAP, who to call, and when applications open.

Tennessee LIHEAP: help paying the heating and cooling bill

How Tennessee runs LIHEAP, who to call, and when applications open.

New Jersey LIHEAP: help paying the heating and cooling bill

How New Jersey runs LIHEAP, who to call, and when applications open.

Arizona LIHEAP: help paying the heating and cooling bill

How Arizona runs LIHEAP, who to call, and when applications open.

Georgia LIHEAP: help paying the heating and cooling bill

How Georgia runs LIHEAP, who to call, and when applications open.

Utah LIHEAP: help paying the heating and cooling bill

How Utah runs LIHEAP, who to call, and when applications open.

Idaho LIHEAP: help paying the heating and cooling bill

How Idaho runs LIHEAP, who to call, and when applications open.

Iowa LIHEAP: help paying the heating and cooling bill

How Iowa runs LIHEAP, who to call, and when applications open.

Vermont LIHEAP: help paying the heating and cooling bill

How Vermont runs LIHEAP, who to call, and when applications open.

California LIHEAP: help paying the heating and cooling bill

How California runs LIHEAP, who to call, and when applications open.

Virginia LIHEAP: help paying the heating and cooling bill

How Virginia runs LIHEAP, who to call, and when applications open.

Washington LIHEAP: help paying the heating and cooling bill

How Washington runs LIHEAP, who to call, and when applications open.

West Virginia LIHEAP: help paying the heating and cooling bill

How West Virginia runs LIHEAP, who to call, and when applications open.

New Hampshire LIHEAP: help paying the heating and cooling bill

How New Hampshire runs LIHEAP, who to call, and when applications open.

Wisconsin LIHEAP: help paying the heating and cooling bill

How Wisconsin runs LIHEAP, who to call, and when applications open.

South Dakota LIHEAP: help paying the heating and cooling bill

How South Dakota runs LIHEAP, who to call, and when applications open.

Wyoming LIHEAP: help paying the heating and cooling bill

How Wyoming runs LIHEAP, who to call, and when applications open.

Colorado LIHEAP: help paying the heating and cooling bill

How Colorado runs LIHEAP, who to call, and when applications open.

Florida LIHEAP: help paying the heating and cooling bill

How Florida runs LIHEAP, who to call, and when applications open.

District of Columbia LIHEAP: help paying the heating and cooling bill

How District of Columbia runs LIHEAP, who to call, and when applications open.

Nevada LIHEAP: help paying the heating and cooling bill

How Nevada runs LIHEAP, who to call, and when applications open.

North Carolina LIHEAP: help paying the heating and cooling bill

How North Carolina runs LIHEAP, who to call, and when applications open.

Kentucky LIHEAP: help paying the heating and cooling bill

How Kentucky runs LIHEAP, who to call, and when applications open.

Kansas LIHEAP: help paying the heating and cooling bill

How Kansas runs LIHEAP, who to call, and when applications open.

Nebraska LIHEAP: help paying the heating and cooling bill

How Nebraska runs LIHEAP, who to call, and when applications open.

Montana LIHEAP: help paying the heating and cooling bill

How Montana runs LIHEAP, who to call, and when applications open.

Missouri LIHEAP: help paying the heating and cooling bill

How Missouri runs LIHEAP, who to call, and when applications open.

Mississippi LIHEAP: help paying the heating and cooling bill

How Mississippi runs LIHEAP, who to call, and when applications open.

Minnesota LIHEAP: help paying the heating and cooling bill

How Minnesota runs LIHEAP, who to call, and when applications open.

Indiana LIHEAP: help paying the heating and cooling bill

How Indiana runs LIHEAP, who to call, and when applications open.

Hawaii LIHEAP: help paying the heating and cooling bill

How Hawaii runs LIHEAP, who to call, and when applications open.

Michigan LIHEAP: help paying the heating and cooling bill

How Michigan runs LIHEAP, who to call, and when applications open.

New Mexico LIHEAP: help paying the heating and cooling bill

How New Mexico runs LIHEAP, who to call, and when applications open.

Connecticut LIHEAP: help paying the heating and cooling bill

How Connecticut runs LIHEAP, who to call, and when applications open.

New York LIHEAP: help paying the heating and cooling bill

How New York runs LIHEAP, who to call, and when applications open.

Texas LIHEAP: help paying the heating and cooling bill

How Texas runs LIHEAP, who to call, and when applications open.

North Dakota LIHEAP: help paying the heating and cooling bill

How North Dakota runs LIHEAP, who to call, and when applications open.

Maryland LIHEAP: help paying the heating and cooling bill

How Maryland runs LIHEAP, who to call, and when applications open.

Ohio LIHEAP: help paying the heating and cooling bill

How Ohio runs LIHEAP, who to call, and when applications open.

Alabama LIHEAP: help paying the heating and cooling bill

How Alabama runs LIHEAP, who to call, and when applications open.

Oklahoma LIHEAP: help paying the heating and cooling bill

How Oklahoma runs LIHEAP, who to call, and when applications open.

Maine LIHEAP: help paying the heating and cooling bill

How Maine runs LIHEAP, who to call, and when applications open.

Oregon LIHEAP: help paying the heating and cooling bill

How Oregon runs LIHEAP, who to call, and when applications open.

Delaware LIHEAP: help paying the heating and cooling bill

How Delaware runs LIHEAP, who to call, and when applications open.

Massachusetts LIHEAP: help paying the heating and cooling bill

How Massachusetts runs LIHEAP, who to call, and when applications open.

Pennsylvania LIHEAP: help paying the heating and cooling bill

How Pennsylvania runs LIHEAP, who to call, and when applications open.

Rhode Island LIHEAP: help paying the heating and cooling bill

How Rhode Island runs LIHEAP, who to call, and when applications open.

Connecticut winter shut-off protection and medical certification

What stops a disconnection in Connecticut, and how medical certification works.

Missouri winter shut-off protection and medical certification

What stops a disconnection in Missouri, and how medical certification works.

South Carolina winter shut-off protection and medical certification

What stops a disconnection in South Carolina, and how medical certification works.

Pennsylvania winter shut-off protection and medical certification

What stops a disconnection in Pennsylvania, and how medical certification works.

Washington winter shut-off protection and medical certification

What stops a disconnection in Washington, and how medical certification works.

Alabama winter shut-off protection and medical certification

What stops a disconnection in Alabama, and how medical certification works.

Alaska winter shut-off protection and medical certification

What stops a disconnection in Alaska, and how medical certification works.

Arizona winter shut-off protection and medical certification

What stops a disconnection in Arizona, and how medical certification works.

Florida winter shut-off protection and medical certification

What stops a disconnection in Florida, and how medical certification works.

Arkansas winter shut-off protection and medical certification

What stops a disconnection in Arkansas, and how medical certification works.

California winter shut-off protection and medical certification

What stops a disconnection in California, and how medical certification works.

Colorado winter shut-off protection and medical certification

What stops a disconnection in Colorado, and how medical certification works.

Delaware winter shut-off protection and medical certification

What stops a disconnection in Delaware, and how medical certification works.

District of Columbia winter shut-off protection and medical certification

What stops a disconnection in District of Columbia, and how medical certification works.

Illinois winter shut-off protection and medical certification

What stops a disconnection in Illinois, and how medical certification works.

Indiana winter shut-off protection and medical certification

What stops a disconnection in Indiana, and how medical certification works.

Iowa winter shut-off protection and medical certification

What stops a disconnection in Iowa, and how medical certification works.

Kansas winter shut-off protection and medical certification

What stops a disconnection in Kansas, and how medical certification works.

Kentucky winter shut-off protection and medical certification

What stops a disconnection in Kentucky, and how medical certification works.

Louisiana winter shut-off protection and medical certification

What stops a disconnection in Louisiana, and how medical certification works.

Maine winter shut-off protection and medical certification

What stops a disconnection in Maine, and how medical certification works.

Maryland winter shut-off protection and medical certification

What stops a disconnection in Maryland, and how medical certification works.

Georgia winter shut-off protection and medical certification

What stops a disconnection in Georgia, and how medical certification works.

Massachusetts winter shut-off protection and medical certification

What stops a disconnection in Massachusetts, and how medical certification works.

Michigan winter shut-off protection and medical certification

What stops a disconnection in Michigan, and how medical certification works.

Minnesota winter shut-off protection and medical certification

What stops a disconnection in Minnesota, and how medical certification works.

Hawaii winter shut-off protection and medical certification

What stops a disconnection in Hawaii, and how medical certification works.

Mississippi winter shut-off protection and medical certification

What stops a disconnection in Mississippi, and how medical certification works.

Montana winter shut-off protection and medical certification

What stops a disconnection in Montana, and how medical certification works.

Nebraska winter shut-off protection and medical certification

What stops a disconnection in Nebraska, and how medical certification works.

Nevada winter shut-off protection and medical certification

What stops a disconnection in Nevada, and how medical certification works.

New Hampshire winter shut-off protection and medical certification

What stops a disconnection in New Hampshire, and how medical certification works.

New Jersey winter shut-off protection and medical certification

What stops a disconnection in New Jersey, and how medical certification works.

New Mexico winter shut-off protection and medical certification

What stops a disconnection in New Mexico, and how medical certification works.

North Carolina winter shut-off protection and medical certification

What stops a disconnection in North Carolina, and how medical certification works.

North Dakota winter shut-off protection and medical certification

What stops a disconnection in North Dakota, and how medical certification works.

Ohio winter shut-off protection and medical certification

What stops a disconnection in Ohio, and how medical certification works.

Oklahoma winter shut-off protection and medical certification

What stops a disconnection in Oklahoma, and how medical certification works.

Virginia winter shut-off protection and medical certification

What stops a disconnection in Virginia, and how medical certification works.

Oregon winter shut-off protection and medical certification

What stops a disconnection in Oregon, and how medical certification works.

Rhode Island winter shut-off protection and medical certification

What stops a disconnection in Rhode Island, and how medical certification works.

Idaho winter shut-off protection and medical certification

What stops a disconnection in Idaho, and how medical certification works.

South Dakota winter shut-off protection and medical certification

What stops a disconnection in South Dakota, and how medical certification works.

New York winter shut-off protection and medical certification

What stops a disconnection in New York, and how medical certification works.

Tennessee winter shut-off protection and medical certification

What stops a disconnection in Tennessee, and how medical certification works.

Texas winter shut-off protection and medical certification

What stops a disconnection in Texas, and how medical certification works.

West Virginia winter shut-off protection and medical certification

What stops a disconnection in West Virginia, and how medical certification works.

Utah winter shut-off protection and medical certification

What stops a disconnection in Utah, and how medical certification works.

Vermont winter shut-off protection and medical certification

What stops a disconnection in Vermont, and how medical certification works.

Wisconsin winter shut-off protection and medical certification

What stops a disconnection in Wisconsin, and how medical certification works.

Wyoming winter shut-off protection and medical certification

What stops a disconnection in Wyoming, and how medical certification works.

Weatherization Assistance Program

Free insulation, sealing, and heating repairs that permanently lower your energy bill.

Typically worth $300 – $600 a year

Help With Water and Sewer Bills

The federal water assistance program ended in 2024. Help now comes from your own water utility and local funds.

Typically worth $100 – $1,000 a year

Utility Hardship Funds and Senior Shut-Off Protections

Medical baseline rates, winter shut-off protection, hardship grants, and budget billing your utility rarely mentions.

Typically worth $150 – $1,500 a year