Property tax relief for older homeowners in every state

Homestead exemptions, senior freezes, circuit breakers and deferrals that cut or postpone the property tax bill on the home you live in.

Most of these are filed with a county assessor, not the state, and the amounts and deadlines are local. We publish no dollar figures here at all.

Written and checked by Jason Burns, Editorial Steward

How property tax relief for older homeowners works nationally

Pick your state

• Alabama

  Alabama Homestead Exemptions for older homeowners

  Alabama Department of Revenue

• Alaska

  Alaska Senior Citizen Property Tax Exemption for older homeowners

  Alaska Department of Commerce, Community, and Economic Development / local municipalities

• Arizona

  Arizona Senior Property Valuation Protection Option (Senior Freeze) for older homeowners

  Arizona Department of Revenue

• Arkansas

  Arkansas Homestead Property Tax Credit / Senior Freeze for older homeowners

  Arkansas Department of Finance and Administration, Assessment Coordination Division

• California

  California Property Tax Postponement Program for older homeowners

  California State Controller's Office

• Colorado

  Colorado Senior Citizen Property Tax Exemption for older homeowners

  Colorado Department of Local Affairs, Division of Property Taxation

• Connecticut

  Connecticut Elderly/Disabled Homeowners (Circuit Breaker) Tax Relief Program for older homeowners

  Connecticut Office of Policy and Management · 860-418-6290

• Delaware

  Delaware Senior School Property Tax Relief for older homeowners

  Delaware Department of Finance

• District of Columbia

  District of Columbia Homestead Deduction and Senior Citizen/Disabled Property Tax Relief for older homeowners

  DC Office of Tax and Revenue · 202-727-4829

• Florida

  Florida Additional Homestead Exemption for Persons 65 and Older for older homeowners

  Florida Department of Revenue

• Georgia

  Georgia Homestead Exemptions (Senior School Tax Exemption) for older homeowners

  Georgia Department of Revenue

• Hawaii

  Hawaii Home Exemption / Real Property Tax Credit for Elderly Homeowners for older homeowners

  County Real Property Tax offices (e.g., City and County of Honolulu Real Property Assessment Division)

• Idaho

  Idaho Property Tax Reduction (Circuit Breaker) Program for older homeowners

  Idaho State Tax Commission

• Illinois

  Illinois Senior Citizens Homestead Exemption & Senior Citizens Assessment Freeze Homestead Exemption for older homeowners

  Illinois Department of Revenue

• Indiana

  Indiana Over 65 Deduction / Over 65 Circuit Breaker Credit for older homeowners

  Indiana Department of Local Government Finance

• Iowa

  Iowa Elderly and Disabled Property Tax Credit for older homeowners

  Iowa Department of Revenue

• Kansas

  Kansas Kansas Property Tax Relief for Low Income Seniors (SAFESR) for older homeowners

  Kansas Department of Revenue

• Kentucky

  Kentucky Homestead Exemption for older homeowners

  Kentucky Department of Revenue

• Louisiana

  Louisiana Special Assessment Level for Seniors for older homeowners

  Louisiana Department of Revenue / Louisiana Tax Commission

• Maine

  Maine State Property Tax Deferral Program for older homeowners

  Maine Revenue Services

• Maryland

  Maryland Homeowners' Property Tax Credit Program for older homeowners

  Maryland State Department of Assessments and Taxation

• Massachusetts

  Massachusetts Senior Circuit Breaker Tax Credit for older homeowners

  Massachusetts Department of Revenue

• Michigan

  Michigan Homestead Property Tax Credit for older homeowners

  Michigan Department of Treasury

• Minnesota

  Minnesota Property Tax Deferral for Senior Citizens for older homeowners

  Minnesota Department of Revenue · 651-556-6088

• Mississippi

  Mississippi Homestead Exemption for older homeowners

  Mississippi Department of Revenue

• Missouri

  Missouri Property Tax Credit Claim ("Circuit Breaker") for older homeowners

  Missouri Department of Revenue

• Montana

  Montana Property Tax Assistance Program (PTAP) / Montana Elderly Homeowner/Renter Credit for older homeowners

  Montana Department of Revenue

• Nebraska

  Nebraska Nebraska Homestead Exemption for older homeowners

  Nebraska Department of Revenue, Property Assessment Division · 888-475-5101

• Nevada

  Nevada Property Tax Cap / Property Tax FAQs for older homeowners

  Nevada Department of Taxation

• New Hampshire

  New Hampshire Elderly Exemption (local option) / Exemptions and Veterans' Tax Credits for older homeowners

  New Hampshire Department of Revenue Administration

• New Jersey

  New Jersey Senior Freeze (Property Tax Reimbursement) for older homeowners

  New Jersey Division of Taxation

• New Mexico

  New Mexico Limitation on Increase in Value for Low-Income Senior/Disabled Homeowners for older homeowners

  New Mexico Taxation and Revenue Department, Property Tax Division

• New York

  New York Senior Citizens Exemption for older homeowners

  New York State Department of Taxation and Finance

• North Carolina

  North Carolina Elderly or Disabled Property Tax Homestead Exclusion for older homeowners

  North Carolina Department of Revenue

• North Dakota

  North Dakota Homestead Property Tax Credit for older homeowners

  North Dakota Office of State Tax Commissioner

• Ohio

  Ohio Homestead Exemption for older homeowners

  Ohio Department of Taxation

• Oklahoma

  Oklahoma Senior Valuation Freeze / Additional Homestead Exemption for older homeowners

  Oklahoma Tax Commission / County Assessors

• Oregon

  Oregon Property Tax Deferral for Disabled and Senior Homeowners for older homeowners

  Oregon Department of Revenue

• Pennsylvania

  Pennsylvania Property Tax/Rent Rebate Program for older homeowners

  Pennsylvania Department of Revenue

• Rhode Island

  Rhode Island Property Tax Relief Credit for older homeowners

  Rhode Island Division of Taxation

• South Carolina

  South Carolina Homestead Exemption for older homeowners

  South Carolina Department of Revenue

• South Dakota

  South Dakota Assessment Freeze for the Elderly & Disabled for older homeowners

  South Dakota Department of Revenue · 1-800-829-9188

• Tennessee

  Tennessee Property Tax Relief Program for older homeowners

  Tennessee Comptroller of the Treasury

• Texas

  Texas Age 65 or Older Homestead Exemption for older homeowners

  Texas Comptroller of Public Accounts

• Utah

  Utah Homeowner's Tax Credit (Circuit Breaker) for older homeowners

  Utah State Tax Commission

• Vermont

  Vermont Vermont Property Tax Credit for older homeowners

  Vermont Department of Taxes

• Virginia

  Virginia Real Estate Tax Exemption or Deferral for the Elderly and Disabled for older homeowners

  Virginia local governments (authorized under Va. Code § 58.1-3210)

• Washington

  Washington Property Tax Exemption for Senior Citizens and People with Disabilities for older homeowners

  Washington Department of Revenue

• West Virginia

  West Virginia Senior Citizens Tax Credit (with Homestead Exemption) for older homeowners

  West Virginia Tax Division

• Wisconsin

  Wisconsin Property Tax Relief Credits (Homestead Credit / Lottery and Gaming Credit) for older homeowners

  Wisconsin Department of Revenue

• Wyoming

  Wyoming Property Tax Refund Program for older homeowners

  Wyoming Department of Revenue