Connecticut Elderly/Disabled Homeowners (Circuit Breaker) Tax Relief Program for older homeowners

What this program is, in plain English

Connecticut offers property tax relief to older homeowners through some combination of a homestead exemption, a senior freeze that locks the assessed value, a circuit breaker credit tied to income, and a deferral that postpones the bill until the home is sold. Connecticut Office of Policy and Management sets the rules, but almost all of these are filed with your county assessor or treasurer, not with the state. Deadlines are once a year and missing one usually costs you the whole year, so call the county assessor and ask which relief you qualify for and when the form is due. A deferral is a loan against the house, not a discount, so ask what interest is charged before you sign. Provides a property tax credit to elderly (65+) or totally disabled homeowners whose annual income does not exceed program limits, administered through local assessors.

Who qualifies

• You are 60 or older.
• Income limit: Not yet verified — call to confirm

What to have ready

• Photo ID showing the address of the home you live in
• Proof of age, such as a driver's license or birth certificate
• Last year's property tax bill
• Proof of income for everyone who owns or lives in the home
• The deed or proof that you own and occupy the home

How to apply

This program is run by Connecticut Office of Policy and Management. Processing times vary by state.