Caregiving · Nationwide

PACE: Program of All-Inclusive Care for the Elderly

One program that becomes your entire medical and home care team so you can stay out of a nursing home.

Written and checked by Jason Burns, Editorial Steward · Checked August 25, 2026

What it is typically worth

$12,000 – $90,000 a year

An estimate for a typical household. Your amount depends on your income, your state, and your situation.

What this program is, in plain English

PACE stands for Program of All-Inclusive Care for the Elderly. If you are 55 or older, live in a PACE service area, and are certified as needing a nursing-home level of care, PACE takes over everything: your doctors, your specialists, your prescriptions, your therapy, your day center, your rides to appointments, your home care, even meals. One team, one plan. If you have both Medicare and Medicaid, PACE usually costs you nothing at all. Note carefully that this is a completely different program from Pennsylvania's PACE prescription program, which shares the name and nothing else.

What you actually get

Complete medical, prescription, therapy, transportation, and in-home care through a single provider organization, with no cost sharing for people who have both Medicare and Medicaid.

Who qualifies

  • You are 55 or older.
  • Income limit: Not yet verified — call to confirm
  • No income test to join, but people without Medicaid pay a monthly premium.
  • You must live in the service area of a PACE organization and be certified by the state as needing a nursing-home level of care, while being able to live safely in the community with PACE support.

What to have ready

  • Medicare and Medicaid cards
  • Medical records
  • Proof of address
  • Financial information if applying for Medicaid at the same time

How to apply

This program is run by Local PACE organizations under contract with Medicare and state Medicaid agencies. Most decisions take Enrollment usually takes effect the first of the month after your assessment.

Timing matters

You can join or leave PACE at any time of year.

We are not a government agency. These links go straight to the agency that runs the program. Applying is always free.

Every program on this site is free to apply for. Anyone who asks you to pay to apply, or to “unlock” a government benefit, is a scam — hang up and call Senior Medicare Patrol or 211.

Report something wrong on this page

Sources

  • Program page — medicare.gov
  • Local PACE organizations under contract with Medicare and state Medicaid agenciescms.gov
  • Legal authority: 42 U.S.C. §§ 1395eee and 1396u-4; 42 C.F.R. Part 460

Checked August 25, 2026 by Jason Burns (http fetch + browser + content check 2026-08-25). Licensed under the Citation License 1.0.

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