Caregiving · Nationwide
PACE: Program of All-Inclusive Care for the Elderly
One program that becomes your entire medical and home care team so you can stay out of a nursing home.
Written and checked by Jason Burns, Editorial Steward · Checked August 25, 2026
What it is typically worth
$12,000 – $90,000 a year
An estimate for a typical household. Your amount depends on your income, your state, and your situation.
What this program is, in plain English
PACE stands for Program of All-Inclusive Care for the Elderly. If you are 55 or older, live in a PACE service area, and are certified as needing a nursing-home level of care, PACE takes over everything: your doctors, your specialists, your prescriptions, your therapy, your day center, your rides to appointments, your home care, even meals. One team, one plan. If you have both Medicare and Medicaid, PACE usually costs you nothing at all. Note carefully that this is a completely different program from Pennsylvania's PACE prescription program, which shares the name and nothing else.
What you actually get
Complete medical, prescription, therapy, transportation, and in-home care through a single provider organization, with no cost sharing for people who have both Medicare and Medicaid.
Who qualifies
- You are 55 or older.
- Income limit: Not yet verified — call to confirm
- No income test to join, but people without Medicaid pay a monthly premium.
- You must live in the service area of a PACE organization and be certified by the state as needing a nursing-home level of care, while being able to live safely in the community with PACE support.
What to have ready
- Medicare and Medicaid cards
- Medical records
- Proof of address
- Financial information if applying for Medicaid at the same time
How to apply
This program is run by Local PACE organizations under contract with Medicare and state Medicaid agencies. Most decisions take Enrollment usually takes effect the first of the month after your assessment.
Timing matters
We are not a government agency. These links go straight to the agency that runs the program. Applying is always free.
Every program on this site is free to apply for. Anyone who asks you to pay to apply, or to “unlock” a government benefit, is a scam — hang up and call Senior Medicare Patrol or 211.
Report something wrong on this page
Sources
- Program page — medicare.gov
- Local PACE organizations under contract with Medicare and state Medicaid agencies — cms.gov
- Legal authority: 42 U.S.C. §§ 1395eee and 1396u-4; 42 C.F.R. Part 460
Checked August 25, 2026 by Jason Burns (http fetch + browser + content check 2026-08-25). Licensed under the Citation License 1.0.
Related programs
- Medicaid Home and Community-Based Services, Including Paying a Family CaregiverMedicaid can pay for help at home instead of a nursing home, and in most states it can pay your own family member to give that help.
- National Family Caregiver Support ProgramRespite, training, counseling, and sometimes small grants for the family member doing the caring.
- GUIDE Model for Dementia CareA Medicare program for people with dementia that assigns a care navigator and pays for respite.
- New Mexico Medicaid home care waivers, including paying a family caregiverHome and community-based care in New Mexico, and who to call to get on the list.
Not sure if this one is for you?
The free screener checks you against every program at once. It takes about two minutes and never asks for your name or phone number.
Start the free screener